Why You Should Have Mortgage Insurance

Mortgage insurance ensures that in the event of the death or the permanent incapacity [commonly known as total and permanent disability (TPD) in the policy] of the loan taker, the outstanding Singapore home loan can still be paid off with the assured sum. For Housing Development Board (HDB) flats, it is mandatory to have a mortgage insurance if you are making your monthly loan installment with your Central Provident Fund (CPF) balances. You can either take the Home Protection Scheme (HPS) which is administered by CPF or eligible type of insurance policies by private insurers. These type of policies are: Whole Life Term Life Endowments Life Riders (must be attached to a basic policy) Mortgage Reducing Term Assurance (MRTA) / Decreasing Term Rider In Singapore,...

Green Property Developers Make Higher Profits

Today, land developers are turning to environmentally friendly methods to keep construction costs down and still provide quality construction.. This technique is referred to as conservation land development. Conservation land development is a combination of developing the land while conserving and protecting natural resources yet still generating revenues. Based upon the increase of environmental awareness in the past decade, land development is changing. There are cost saving methods that can be used in land development that still allow for building affordable environmentally friends properties. A few suggestions on ways to achieve environmental friendly properties are as follows: Cleaning and Grading Developers are challenged today with rising costs to clear...

Real Estate Web Design – What You Need To Know

Real Estate Web Design: Abstract: Real Estate Web Design experts review the needs of Realtors(R) and real estate brokers, and highlights the advantages of dynamic real estate websites. The most successful real estate agents and brokers realize the value of their agency websites and are constantly working to improve them. Unfortunately, many agencies throughout the United States are still working with static websites that are difficult and costly to maintain. But how do I upgrade? you ask. Often this is not a simple answer. You need to consider the needs of your business and your agents. How will you manage listings? Are you using a Multiple Listing Service (MLS)? Should your agents have access only to certain parts of your administration panel, and not others?...

Canadian Atlantic Coast Properties Attract American Settlers

The residential, commercial and recreational properties of the Canadian Atlantic Coast are increasingly drawing larger number of American settlers to the area. The slowdown in the American economy and consequent effect on employment and income is driving Americans to seek livelihood elsewhere and Atlantic Coast of Canada lucrative is offering lucrative deals. This trend is primarily due to the availability of suitable land in Canadian provinces of Nova Scotia, Prince Edward Island and New Brunswick. Land is still available in plenty in these places which can be used for residential purposes and commercial undertakings. The property taxes levied by these provinces are significantly less than those in American towns. These provinces are located adjacent to Maine,...

Five Reasons That a Queen Comforter is the Perfect Size For Many Uses

If you are looking for versatility in a comforter, the queen comforter is very useful in many instances. Their popularity is very obvious, so much so, shoppers over look other sizes and reach for their favorite size. Here are five reasons why. 1) Master bedrooms come in all shapes and sizes. They are usually big enough to accommodate a queen size bed. Perhaps that is why a queen comforter is so popular. A queen size bed is large enough to feel luxurious, but unlike the king size bed it does not take up the whole room. A quality queen bedding ensemble is where you can show off your style. 2) Dens are usually a good place for a hide-a-bed, and a queen comforter is a good choice for your hide-a-bed. A queen comforter gives just enough of an overlap to allow good...

Running Your Real Estate Investing Business – Finding Deals With Craigslist

In my last article, I discussed all the possible ways under the sun of finding great real estate investor deals that you can wholesale. In this article, I am going to narrow it down and discuss just ways to find deals using CraigsList. There are really two major ways to find deals using CraigsList: post ads, and reply to existing ads. Within these two major categories there are quite a few variations. So, let’s look at some of the variations. Post Ads on CraigsList The most common ad to post on CraigsList to find deals is the “We Buy Houses” type of ad. Now, your message might vary slightly… you might be saying, “Sell Your House AS IS, For A Fair Price, In 14 Days or Less,” but the idea is that you are offering to buy houses as...

Real Estate: Choose a Realtor You Can Trust

Today’s volatile real estate market involves complex laws and fluctuating financial conditions. Maybe you’ve outgrown your first home; maybe you’re in the process of turning over your fourth. Whatever your unique set of circumstances, you want to be well-informed every step of the way. Thus, it pays to choose your real estate advisor carefully. Your realtor should no doubt hold considerable, first-hand property investment experience. The more financial and legal knowledge he or she has, the better equipped to guide you in your home-buying and selling decisions. If you can find a realtor who is also a licensed attorney, hang onto him for life! Did you know: home equity yields a 10-12% investment rate with every transaction. If you put 10% down on...